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Hard Money Lender in Rhode Island

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Rhode Island

Are you in need of quick and reliable funding in Rhode Island? Look no further than our exceptional hard money lending service. We pride ourselves on our lightning-fast application process, ensuring that you receive the funds you need in record time. With our low rates and unwavering dedication to customer satisfaction, we are here to support you every step of the way. Apply now and experience the convenience and efficiency of our hard money loans.

Our Loan Programs

Fix and Flip Loan

Short term loans for buying and renovating properties. Financing up to 90% of purchase and 100% of renovation

Learn More About Fix and Flip Loan

Long Term Loan

Our long term loans designed for real estate investors seeking fixed rate low monthly payments for purchase or refinance

Learn More About Long Term Loan

Commercial Bridge

Providing short-term bridge loans specifically designed for commercial/mixed-use and multi-family properties

Learn More About Commercial Bridge

Commercial/Multifamily Long Term

Maximize your investment potential, expand your portfolio, and increase your cashflow by investing in commercial/multifamily

Learn More About Commercial Loan

Refinance/Cash Out

Refinancing loans for extracting cash from the equity already built up in a property owned by the borrower

Learn More About Refinance

New Construction Loan

Hard money short term construction loans for real estate developer

Learn More About New Construction Loan
Getbreadnow attributes to why we are the best option in the hard money lending business

Why Us

Our price. Our speed. Our Service.

Direct Access

No middleman involved

Working directly simplifies the funding process, making it faster and cheaper.
Exclusivity

Streamlined just for you

We work exclusively with borrowers, giving you the best options in the market. This allows us to offer competitive rates and terms.
No Surprises

Proper expectations of LTV and rates

We take the time to pre-underwrite our loans to help insure that lending approval will go through smoothly.
We Care

We genuinely care

We go beyond to learn about your specific needs and customize our solutions to them.

Save time.
Here's how we work.

STEP 1

Submit a loan to get pricing quote

Fill out the form and we'll have a representative reach out over phone/email to best understand your project

STEP 2

Document collection

We'll have a dedicated processor collect all the required conditions for your deal.

STEP 3

Underwriting process

Our team will review the documents and the deal to make the credit decision.

STEP 4

Closing

Get your deal funded in as little as 3-7 Days.

Submit Your Scenarios Today

Experience the highest level of service and the most competitive pricing working with the best in the hard money lending business

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What They Say

Words from our loyal customers

"I've been flipping houses in long island for over a decade and got hard money with many good lenders but GBN is on a whole 'nother level. No disrespect to our first lenders but GBN helped us make more "Bread"! The entire team treated us like partners not borrower's begging for money. They funded our first loan  in 2019 and every loan since.  At our service 7 days a week and helping us structure the deals to get us MAXIMUM  loan amount has literally make my company more profitable."

- Hector P.

"Getbreadnow is the only private  lender that is reliable. They are transparent about underwriting guidelines and no surprises loan amount changes. I remember all stress of not knowing if the loan amount will be lower with the other private lenders. Keep up the good work."

- Gloria F.

FAQs

What is hard money lending in Rhode Island?

Hard money lending in Rhode Island refers to private, asset-based loans used primarily for real estate transactions. Unlike traditional bank loans, these are secured by the property itself and are favored for their quick processing times, making them ideal for investors looking to flip properties or needing fast funding.

What are the typical terms of hard money loans in Rhode Island?

Hard money lending terms can vary widely depending on the state, local regulations, and individual lenders. However, you can check our lending page to see what our rates are. For specifics, feel free to reach out to us directly

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Are appraisals required for hard money loans in Rhode Island?

In Rhode Island, appraisals are generally necessary for hard money lending transactions. These evaluations are crucial for determining the value of the property serving as collateral for the loan. By conducting comprehensive assessments, lenders can accurately assess risk and establish suitable loan amounts. This practice promotes transparency and informed decision-making for both borrowers and lenders in Rhode Island's lending environment.

What types of properties can be financed with Rhode Island hard money loans?

In Rhode Island, hard money loans are commonly used to finance residential homes, commercial buildings, investment properties, and land. These loans are often sought after for fix-and-flip projects, rental properties, land development, and other real estate ventures, with lenders providing tailored financing solutions designed to meet the specific needs of borrowers in the state.

How quickly can I obtain a hard money loan in Rhode Island?

In Rhode Island, the timeline for obtaining a hard money loan can vary, typically ranging from a few days to a couple of weeks, depending on factors such as the lender's processes and the borrower's preparedness.