Our fix and flip program offers quick, hassle-free, and dependable funding for your renovation projects, whether they are light or heavy in nature. Whether you're a seasoned investor or new to the game, our program caters to your needs. We provide comprehensive support, guiding you through each step of the process, from deal analysis to loan payoff, including underwriting, funding, servicing, and construction management in collaboration with you and your team.
Rates start at 9.75%
Minimum FICO of 600
Interest charged as drawn
Up to 70% LTV (75% on case-by-case basis)
Single family and 2-4 unit multifamily
No prior experience required
No tax returns required
12 month term with no prepayment penalty
up to 90% of purchase and 100% of renovation
Fix and flip loans are short-term loans used by real estate investors to purchase and renovate a property before selling it for a profit. These loans are designed to be paid back quickly, typically within 12 to 18 months.
Investors with experience in real estate, a solid plan for the property, and the ability to complete renovations quickly and efficiently are ideal candidates for these loans.
These loans can provide quick funding for both the purchase and renovation of a property, allowing investors to take advantage of market opportunities and potentially earn significant returns.
The short-term nature and reliance on the successful sale of the property for repayment carry inherent risks, especially if the market conditions change or renovations exceed budgeted costs.
Lenders use the ARV to determine the potential future value of the property after renovations, which influences the loan amount, terms, and feasibility of the project.
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