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Hard Money Lender in Alabama

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Alabama

Are you in urgent need of funds for your real estate project in Alabama? Look no further! Our hard money lending website is here to provide you with exceptional service, lightning-fast processing, and the lowest rates in the market. We are dedicated to ensuring that you get the funding you need quickly and efficiently, so you can focus on your project and achieve your goals.

Our Loan Programs

Fix and Flip Loan

Short term loans for buying and renovating properties. Financing up to 90% of purchase and 100% of renovation

Learn More About Fix and Flip Loan

Long Term Loan

Our long term loans designed for real estate investors seeking fixed rate low monthly payments for purchase or refinance

Learn More About Long Term Loan

Commercial Bridge

Providing short-term bridge loans specifically designed for commercial/mixed-use and multi-family properties

Learn More About Commercial Bridge

Commercial/Multifamily Long Term

Maximize your investment potential, expand your portfolio, and increase your cashflow by investing in commercial/multifamily

Learn More About Commercial Loan

Refinance/Cash Out

Refinancing loans for extracting cash from the equity already built up in a property owned by the borrower

Learn More About Refinance

New Construction Loan

Hard money short term construction loans for real estate developer

Learn More About New Construction Loan
Getbreadnow attributes to why we are the best option in the hard money lending business

Why Us

Our price. Our speed. Our Service.

Direct Access

No middleman involved

Working directly simplifies the funding process, making it faster and cheaper.
Exclusivity

Streamlined just for you

We work exclusively with borrowers, giving you the best options in the market. This allows us to offer competitive rates and terms.
No Surprises

Proper expectations of LTV and rates

We take the time to pre-underwrite our loans to help insure that lending approval will go through smoothly.
We Care

We genuinely care

We go beyond to learn about your specific needs and customize our solutions to them.

Save time.
Here's how we work.

STEP 1

Submit a loan to get pricing quote

Fill out the form and we'll have a representative reach out over phone/email to best understand your project

STEP 2

Document collection

We'll have a dedicated processor collect all the required conditions for your deal.

STEP 3

Underwriting process

Our team will review the documents and the deal to make the credit decision.

STEP 4

Closing

Get your deal funded in as little as 3-7 Days.

Submit Your Scenarios Today

Experience the highest level of service and the most competitive pricing working with the best in the hard money lending business

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What They Say

Words from our loyal customers

"I've been flipping houses in long island for over a decade and got hard money with many good lenders but GBN is on a whole 'nother level. No disrespect to our first lenders but GBN helped us make more "Bread"! The entire team treated us like partners not borrower's begging for money. They funded our first loan  in 2019 and every loan since.  At our service 7 days a week and helping us structure the deals to get us MAXIMUM  loan amount has literally make my company more profitable."

- Hector P.

"Getbreadnow is the only private  lender that is reliable. They are transparent about underwriting guidelines and no surprises loan amount changes. I remember all stress of not knowing if the loan amount will be lower with the other private lenders. Keep up the good work."

- Gloria F.

FAQs

What is hard money lending in Alabama?

Hard money lending in Alabama refers to private, asset-based loans used primarily for real estate transactions. Unlike traditional bank loans, these are secured by the property itself and are favored for their quick processing times, making them ideal for investors looking to flip properties or needing fast funding.

What are the typical terms of hard money loans in Alabama?

Hard money lending terms can vary widely depending on the state, local regulations, and individual lenders. However, you can check our lending page to see what our rates are. For specifics, feel free to reach out to us directly

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Are appraisals required for hard money loans in Alabama?

In Alabama, whether an appraisal is required for hard money lending can vary by lender. Many hard money lenders do require appraisals to assess the property's value accurately and to determine the loan-to-value ratio, which is crucial in managing their risk. However, some lenders might rely on alternative valuation methods, especially if the loan is for a lower amount or if the deal needs to close quickly.

What types of properties can be financed with Alabama hard money loans?

In Alabama, hard money loans can finance a range of property types, including residential homes, commercial buildings, investment properties, and land. These loans are often utilized for fix-and-flip projects, rental properties, development projects, and other real estate investments. Alabama hard money lenders typically offer flexible financing options tailored to the needs of borrowers in the state's real estate market.

How quickly can I obtain a hard money loan in Alabama?

In Alabama, the timeline for obtaining a hard money loan can vary, typically ranging from a few days to a couple of weeks, depending on factors such as the lender's processes, the complexity of the transaction, and the borrower's preparedness. Working with a reputable lender experienced in hard money lending can help expedite the process and ensure a timely closing.